CAREERS

Loan Processor

DBOS is looking for an experienced Credit Assessment Specialist to perform end to end auto loan application.

You will be working closely with the pre-sales team assessing and providing credit decisions to help grow the company’s business portfolio.

Key Responsibilities:

  • Perform end to end assessment on complex loan credit applications
  • Conduct thorough creditworthiness assessment and thorough decision making
  • Proactively re-package and communicate deal options
  • Adhere to all audit and compliance requirements to prevent exposure to unacceptable risk
  • Ensure that all credit applications are done within the appropriate time frame
  • Actioning loan applications, new and variations
  • Building relationships and delivering superior level service to our broker network and internal sales team
  • Achieving individual targets, whilst maintaining service level agreements and customer service charter standards
  • To provide high-quality credit decisions through timely delivery
  • To support the organization in achieving the desired risk and reward balance of the secured or unsecured portfolio
  • Deliver high-quality credit decisions within service level agreements
  • Make credit decisions on secured or unsecured product applications
  • Contribute to maintaining team service level agreements
  • Promote a focus on customer centricity

Qualifications:

  • Be able to assess complex financials
  • Has 3 years experience in credit assessment preferably with Australian Accounts
  • Demonstrate a high level of attention to detail
  • Be able to liaise with internal and external stakeholders
  • Ability to work as part of a team and put the team’s results above your own
  • Having a sense of urgency and the ability to prioritize key tasks
  • Ability to maintain confidentiality
  • A pleasant, friendly approachable manner to deal with the broker network and clients
  • A positive “can-do” attitude